Fees and insurance
We are out of network. Here is what that means.
No surprises, no discovering something awkward at the front desk on your way out.
We do not bill insurance and we are not in network with any plan. You pay the practice directly at the time of your visit.
If you have out-of-network benefits, we will give you the paperwork your insurer needs and help you submit it. Plenty of our patients get a meaningful portion back. How much depends entirely on your plan, and we cannot promise a number, but we will not leave you to work it out alone either.
Why we work this way
Insurance companies decide how long a visit lasts and how many you are allowed. Working outside that means the length of a visit is set by what is actually happening, not by a billing code.
What it costs
A first visit, including the full assessment, is $299. That is the one fee we publish, and it holds through 30 June 2027.
Everything after that is quoted separately: follow-up visits, massage and bodywork, BioMat sessions. Call the front desk at (607) 266-4325 and you will get the current number before you book anything. Nobody here will be cagey about it.
If paying up front is the problem
Some patients use CareCredit, a health care credit card that can cover visits, deductibles, copays and anything a plan does not. It is not run by us. You apply directly to them, and if you are approved you can spread the cost over monthly payments.
One thing worth knowing before you apply, because it is easy to miss in the small print: the promotional financing periods are deferred-interest offers. Clear the balance inside the promotional window and you pay no interest. Miss it, and interest is charged on the full original amount rather than what is left. Used carefully it is genuinely useful. Used casually it is expensive.
Apply with CareCreditOpens CareCredit's own site. Applying has no bearing on whether you can be seen here.
Or just tell us cost is the issue and we will talk about it first. That conversation is free and we would much rather have it than have you quietly not book.
Gift cards
We do them. Call the front desk at (607) 266-4325 and they will sort it out with you.
01 / Bring to your first visit
- Your insurance card, if you have one, so we can look up your out-of-network benefits with you.
- A form of payment for the visit itself.
- Anything relevant from another provider, if you have it handy.
Dr. Stein has great skill, I am glad to have found this practice. I went with my instincts and signed up for a 6 month series of appointments, (which is pretty unusual for me) and I am glad I did. These appointments have been very supportive to my mission of regaining my health, and have been beneficial in ways I did not expect, like helping me change long term patterns. Thank you Todd and Patricia!
Questions about cost?
Ask before you book. Nobody should be doing arithmetic in the waiting room.